Insights

Surrenders in the Life Insurance Industry and their Impact on Liquidity

2012

Core insurance business, due to its business model, is not as liquidity dependent as banking. Nevertheless, scenarios of liquidity problems in the insurance sector have been increasingly discussed among the regulatory and supervisory bodies.

We hope that our analysis will furtherguide the discussion to help find the appropriate responses to potential liquidity risk.

Surrenders in the Life Insurance Industry and their Impact on Liquidity


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