The Collapse of the Middle
Insights

The Collapse of the Middle

Opportunities and threats for corporate pensions providers in Europe.

The Western European life and pensions industry is widely seen as ex-growth. It is dominated by mature markets where sales are at best static, with any apparent growth in new business sales too often just commission-heavy churning of the back book.

There are still some growth hotspots in the Central and Eastern European markets but these are still generally small; and almost all European markets have seen big short term sales impacts from recessionary conditions.

The Collapse of the Middle


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