Given the sensitivity of shareholder returns to investment returns and capital requirements, ALM is the single largest driver of shareholder value for many insurers. However, Solvency II is changing ALM and understanding and managing this new dynamic deserves significant senior management attention in Europe.
In this European Point of View, Managing Volatility: Why ALM Matters More Now Than Ever Before, we look at what insurers in Europe need to do to get ahead of the curve, the options available, and the four key areas of focus that will ensure they gain control over their own balance sheet.
