Actuarial Risk Symposium 2019

Joe leads the Financial Reporting Audit Team at New York Life. With over 30 years of experience, he has audited virtually all Company operations/functions, and was part of the Company’s Sarbanes‐Oxley implementation team.

Rebecca is responsible for providing risk‐based information technology and operational audit coverage for Prudential’s Corporate Functions including Actuarial, Financial Reporting, Investment, Compliance, HR, and Long‐Term Care business. At Prudential, she has over 10 years of experience in auditing the Company’s Individual Life Insurance, Annuities and Group Insurance businesses. Rebecca also spent 8 years with PwC’s Audit Assurance group. Rebecca holds a B.S. Degree in Accounting from National Taiwan University and an MBA with a concentration in Management Information Systems from Purdue University.

Lorenzo Cupido is a Vice President in the Internal Audit Department at Prudential. He currently has overall responsibility for audit coverage of Financial, Actuarial, Investment and Risk areas. Prior to joining Prudential, Lorenzo served in various risk roles in the banking industry, including Chief Risk Officer, Swap Dealer and US Head of Market Risk at HSBC. He has extensive international experience in risk management, capital markets, banking treasury, as well as asset and liability management. He also had a central role in the post‐crisis regulatory implementations, developing effective relationships with United States and European regulators on the path to full compliance with the new rules. Prior to joining HSBC, Lorenzo held senior positions at several European banks and financial institutions. Lorenzo holds a Master’s Degree in Finance from the City University of New York and an Italian Laurea in financial economics.

Bryn is the GAAP Actuary for New York Life. He is responsible for oversight of actuarial aspects of GAAP accounting, actuarial compliance with Sarbanes‐Oxley, working to influence external parties’ decisions on GAAP accounting for insurance contracts, and actuarial support to the Corporate Audit Department. Bryn joined New York Life in 2000 and has experience in financial reporting, accounting, reinsurance, experience studies, customer relations management, audit. Bryn holds a B.A. cum laude from Knox College, Illinois.

Melanie has spent her entire career with Oliver Wyman, developing and growing strong relationships with her clients and others in the insurance industry. She has extensive experience in model governance and controls, model building and software conversions, model validation, financial reporting, litigation support, and mergers and acquisitions. Melanie’s experience includes managing large project teams (25+ team members) to achieve significant multiyear initiatives and she has six years of experience with Moody’s Analytics AXIS modeling platform. Melanie holds a B.S. in Discrete Mathematics with Highest Honours from Georgia Institute of Technology.

Dwane Gossai is responsible for leading actuarial audits in Group, Retirement, LTC and Corporate Actuarial. He joined Prudential Audit in 2016 with over 20 years of varied actuarial experience (pension, investments, life, annuity and group across both valuation and pricing). Dwane has chaired the Internal Audit Insurance Roundtable Actuarial Sub‐Group since 2016. Dwane holds a B.Sc. (Specialist in Actuarial Science and a Major in Accounting) from the University of Toronto and an MBA (Finance) from the University of Michigan (Ross School of Business).

Ege focuses on the development of advanced analytics and reporting capabilities that support revenue generation, effective and efficient business decision making and robust risk management. He is also one of the leads on Oliver Wyman’s AI‐related efforts and advises financial institutions on AI use cases and adoption strategy as well as the risk management, governance and organizational implications of using AI in day‐to‐day business operations. His other areas of experience and expertise include agile project management, agile application development and delivery, web‐based business and risk insights dashboard development, and end‐to‐end forecasting and integration. He Joined Oliver Wyman in 2011. Ege holds a Bachelor’s Degree in Economics from Yale University.

Janice Havay is the Curriculum Manager of Talent Development for the Audit Practices Group. She is responsible for identifying, developing and facilitating learning initiatives that support methodology understanding and performance improvement for Internal Audit associates. Janice initially began her career with Prudential more than 25 years ago, holding various finance and auditing positions. She eventually moved into the Audit Learning & Development space, where she was responsible for the development and facilitation of training programs. Beginning in 2003, Janice worked as an independent training consultant developing and facilitating training related to risk and control concepts for a variety of clients, including Prudential. Janice holds a B.A. in Economics from Rutgers University. She is qualified in the facilitation of the Myers Briggs Type Indicator (MBTI), Vital Smarts’ Crucial Conversations, and the Insights Discovery Client Practitioner.

Jennifer leads the Actuarial Audit team for Prudential Internal Audit with over 20 years of actuarial experience. Prior to joining Internal Audit in 2014, she was leading Prudential’s VA Guaranteed Living Benefits valuation function. Jennifer previously worked in various areas at MetLife, including Corporate Risk Management, International Finance, Individual Business Product Management, and Institutional Valuation. Jennifer holds a B.S. in Mathematics from Ohio State University and a M.S. in Actuarial Science from University of Iowa.

As Managing Actuary in Internal Audit, Ryan provides actuarial and technical expertise in developing and executing the company’s Audit Plan. Ryan has more than 20 years of actuarial experience; he previously worked at Cigna in a variety of roles including Cigna International Home Office chief actuary and was most recently at Prudential leading variable annuity hedging and valuation functions.

Sarah is an AVP of Internal Audit at Jackson and is responsible for leading North American audit activity related to Actuarial, Finance, Financial Risk and Asset Management. Sarah joined the Jackson team in 2012 and has over 14 years of experience in internal audit, controls and risk management related roles within the Insurance industry and professional services (Deloitte). Sarah is a District Advisor and member of the chapter relations committee for the North American Institute of Internal Auditors.

Greg joined Internal Audit in March 2017 as the Head of Actuarial Audit. He leads the department’s actuaries in detecting and eliminating unnecessary business risk within MetLife’s actuarial liabilities. Since joining MetLife in 1991, Greg has held a variety of positions, including VP and Chief Actuary, EMEA, working on U.S. GAAP, Solvency I and II and Economic Capital valuations, leading the modeling and technical team for Solvency II and Corporate Actuarial, where he was responsible for the Actuarial Controls and Dividends unit. Prior to that, he had a variety of actuarial assignments at MetLife in Life Product Management and other areas. Greg holds a B.A. degree from Colgate University.

Randi Sterrn is responsible for leading actuarial audits globally for Manulife. This includes the US, Canada and 10 countries in Asia. Randi joined Manulife Audit in 2013 and has experience in various areas of actuarial work including Product Development and Pricing, Risk Management and Financial Reporting. Randi holds a B.A. in Mathematics from NYU.