Average claim costs and trends will vary between states. Each individual state has its own workers compensation benefit structure, administrative system, and governing statutes.
Compensation rates, maximum and minimum weekly benefits, automatic adjustments to maximum and minimum benefits, system utilization, industry mix, administrative efficiency, constraints on medical care, and general cost of living levels all potentially vary by jurisdiction and represent a sample cross section of items that directly impact variances by state.
The purpose of this paper is to:
- Present current estimates of average workers compensation claim costs in Massachusetts based on the most recent available data from the WCRIBMA
- Benchmark average Massachusetts claim costs against claim costs in other states
- Present current claim incidence rates in Massachusetts
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