Ron Fowler
Partner, Property & Casualty Leader
 // . //  Our People // Ron Fowler

As a Partner and Leader of the National Property and Casualty Practice, Ron helps clients identify trends and quantify uncertain events so that they can make risk-based decisions that impact their strategy and affect their balance sheets.

With close to three decades of actuarial experience, two focused on consulting, Ron consults on commercial property-casualty lines for a variety of insurance companies and self-insured organizations. He brings expertise in reserve and pricing analyses spanning workers’ compensation, auto liability, general liability, hospital professional liability, product liability, garage liability, warranty, and garage keepers liability, and has completed predictive models spanning workers’ compensation, auto liability, and general liability.

I have worked hard for everything in my life. The perspective, discipline, and effort required throughout my actuarial journey have honed skills to make me a better consultant. There is no substitute for hard work and creativity.

A turning point in Ron’s career came when he gained the confidence to take risks and step outside of his personal comfort zone. “When I believed in myself, my clients believed in me,” he notes. Today, people seek out Ron for his ability to translate and solve complex problems in ways that a non-actuary can understand. 

Ron’s work has allowed him to make an impact beyond actuarial consulting. “By championing our actuarial social responsibility strategy, I/we have begun to make an impact in our community which is personally fulfilling.”

I want to help my children and others with loved ones who have special needs. Whether it is raising money, advancing the causes for assistance, or opening doors for additional opportunities for people with special needs, I want to help.

He has harnessed what he calls a “unique ability to navigate the world of health plans in order to achieve the appropriate benefits for special needs children” to make a real difference. Recently, he helped raise money with colleagues and their families for a camp for kids with special needs. “Spending time with my family, my colleagues, and their families in a Zoom sing-along setting was a touching moment personally and had a financial impact for people who need assistance,” he says. 

Ron’s message to professionals entering the field is one of encouragement: “Intelligence is only part of the equation. Determination and a positive attitude are keys to being a successful actuary. Set goals and continue to strive for them. You can achieve them.”

Ron frequently speaks at industry conferences and seminars, including the CAS Casualty Loss Reserve Seminar, local RIMS chapter meetings, and International Accounting & Systems Association (IASA) local chapter and national conferences. He is a Fellow of the Casualty Actuarial Society and a member of the American Academy of Actuaries.