.footer-container {
  width: 100%;
  margin: 0 auto;
  padding: 0 50px;
}
@media (min-width: 1900px) {
  .footer-container {
    padding: 0 200px;
  }
}
@media (max-width: 768px) {
  .footer-container {
    width: 100%;
    padding: 0 20px;
  }
}

footer {
  bottom: 0;
  left: 0;
  right: 0;
  height: 200px;
  width: 100%;
  position: relative;
  z-index: 2;
}
footer .content {
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
}
footer .content .content-container {
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  align-items: flex-end;
}
footer .content .content-container.mobile {
  display: none;
}
footer .content .content-container .top {
  display: flex;
  justify-content: space-between;
  width: 100%;
  text-align: right;
}
footer .content .content-container .top img {
  width: 200px;
  -o-object-fit: contain;
     object-fit: contain;
  margin: 0;
  margin-bottom: 30px;
}
footer .content .content-container .top ul {
  margin: 0;
  margin-left: -40px;
  position: relative;
}
footer .content .content-container .top ul li {
  display: inline-block;
  list-style: none;
}
footer .content .content-container .top ul li a {
  outline: 0;
  font-family: "Noto Sans";
  text-decoration: none;
  font-style: normal;
  font-weight: 400;
  font-size: 12px;
  line-height: 16px;
  letter-spacing: -0.12px;
  color: #ffffff;
  padding-left: 20px;
}
footer .content .content-container .top ul li a:hover {
  text-decoration: none;
}
footer .content .content-container .top ul li .footer-tooltip {
  position: absolute;
  background: #ffffff;
  color: #000000;
  border-radius: 10px;
  transition: all 300ms ease;
  padding: 3px 7px;
  top: -22px;
  font-family: "Noto Sans";
  font-style: normal;
  font-weight: 400;
  font-size: 12px;
  line-height: 16px;
  text-align: center;
  letter-spacing: -0.12px;
  opacity: 0;
  visibility: hidden;
}
footer .content .content-container .top ul li:hover .footer-tooltip {
  opacity: 1;
  visibility: visible;
}
footer .content .content-container .bottom {
  display: flex;
  justify-content: space-between;
  width: 100%;
  text-align: right;
}
footer .content .content-container .bottom .text p {
  margin: 0;
  font-family: "Noto Sans";
  font-style: normal;
  font-weight: 400;
  font-size: 12px;
  line-height: 16px;
  letter-spacing: -0.12px;
  color: #ffffff;
}
footer .content .content-container .bottom ul {
  margin: 0;
  margin-left: -40px;
  position: relative;
}
footer .content .content-container .bottom ul li {
  display: inline-block;
  list-style: none;
}
footer .content .content-container .bottom ul li a {
  outline: 0;
  font-family: "Noto Sans";
  text-decoration: none;
  font-style: normal;
  font-weight: 400;
  font-size: 12px;
  line-height: 16px;
  letter-spacing: -0.12px;
  color: #ffffff;
  padding-left: 20px;
}
footer .content .content-container .bottom ul li a:hover {
  text-decoration: none;
}
footer .content .content-container .bottom ul li .footer-tooltip {
  position: absolute;
  background: #ffffff;
  color: #000000;
  border-radius: 10px;
  transition: all 300ms ease;
  padding: 3px 7px;
  top: -22px;
  font-family: "Noto Sans";
  font-style: normal;
  font-weight: 400;
  font-size: 12px;
  line-height: 16px;
  text-align: center;
  letter-spacing: -0.12px;
  opacity: 0;
  visibility: hidden;
}
footer .content .content-container .bottom ul li:hover .footer-tooltip {
  opacity: 1;
  visibility: visible;
}
@media (max-width: 768px) {
  footer {
    height: 200px;
  }
  footer .content .content-container.desktop {
    display: none;
  }
  footer .content .content-container.mobile {
    display: block;
  }
  footer .content .content-container.mobile .top {
    display: flex;
    justify-content: space-between;
    text-align: start;
  }
  footer .content .content-container.mobile .top .top-left {
    width: 50%;
  }
  footer .content .content-container.mobile .top .top-left .logo img {
    width: 160px;
    -o-object-fit: contain;
       object-fit: contain;
    margin-bottom: 20px;
  }
  footer .content .content-container.mobile .top .top-right {
    width: 50%;
    text-align: right;
  }
  footer .content .content-container.mobile .top .top-right ul {
    margin: 0;
    padding-left: 0;
    position: relative;
    top: 1px;
  }
  footer .content .content-container.mobile .top .top-right ul li {
    display: inline-block;
    list-style: none;
  }
  footer .content .content-container.mobile .top .top-right ul li a {
    outline: 0;
    font-family: "Noto Sans";
    text-decoration: none;
    cursor: pointer;
    font-style: normal;
    font-weight: 400;
    font-size: 12px;
    line-height: 16px;
    letter-spacing: -0.12px;
    color: #ffffff;
    padding-left: 20px;
  }
  footer .content .content-container.mobile .top .top-right ul li a:hover {
    text-decoration: none;
  }
  footer .content .content-container.mobile .bottom {
    text-align: start;
    flex-direction: column;
  }
  footer .content .content-container.mobile .bottom ul li a {
    padding-left: 0;
  }
  footer .content .content-container .bottom {
    width: 100%;
  }
  footer .content .content-container .bottom ul {
    margin: 0;
    padding: 0;
  }
  footer .content .content-container .bottom ul li {
    display: inline-block;
    list-style: none;
  }
  footer .content .content-container .bottom ul li a {
    outline: 0;
    font-family: "Noto Sans";
    font-style: normal;
    text-decoration: none;
    cursor: pointer;
    font-weight: 400;
    font-size: 12px;
    line-height: 16px;
    letter-spacing: -0.12px;
    color: #ffffff;
  }
  footer .content .content-container .bottom ul li a:hover {
    text-decoration: none;
  }
  footer .content .content-container .bottom ul li span {
    font-family: "Noto Sans";
    font-style: normal;
    font-weight: 400;
    font-size: 12px;
    line-height: 16px;
    letter-spacing: -0.12px;
    color: #ffffff;
  }
  footer .content .content-container .bottom .text {
    margin: 0;
    margin-top: 20px;
    font-family: "Noto Sans";
    font-style: normal;
    font-weight: 400;
    font-size: 12px;
    line-height: 16px;
    letter-spacing: -0.12px;
    color: #ffffff;
  }
  footer .container {
    padding: 0px 20px;
    width: 100%;
  }
}
footer.footer-version-1 {
  background: #000;
}


body {
  overflow-y: auto;
  margin: 0;
  background-color: #ffffff;
  color: #000000 !important; /*Moy addition*/
}

html {
  scroll-behavior: smooth;
}

.container-vol {
  width: 100%;
}

.container-vol8 {
  width: 100%;
  max-width: 1260px;
  position: relative;
}

.header-div {
  display: flex;
  justify-content: space-between;
  align-items: center;
  height: 60px;
}
@media (max-width: 425px) {
  .header-div {
    height: 51px;
  }
}

.flex-center {
  display: flex;
  align-items: center;
  justify-content: center;
}

.nav-width {
  width: 100%;
  margin: 0 auto;
}
@media (max-width: 768px) {
  .nav-width {
    width: 100%;
  }
}

.main-cover {
  width: 100vw;
  height: 100vh;
  -o-object-fit: cover;
     object-fit: cover;
}

.content-wording {
  position: absolute;
  top: 25%;
  width: 100%;
}

.main-banner-buttons {
  position: relative;
}

.main-banner {
  position: relative;
}

/* .main-banner h1 {
  font-family: "MMC Display Condensed", sans-serif;
  font-size: 26px;
  font-weight: 700;
  z-index: 3;
  text-transform: uppercase;
  color: #ffffff;
  text-align: center;
} */

.main-banner h2 {
  font-family: "Noto Sans", sans-serif;
  font-size: 18px;
  line-height: 26px;
  font-weight: 400;
  z-index: 3;
  color: #ffffff;
  text-align: center;
  width: 25ch;
  margin: auto;
}

.main-banner h3 {
  font-family: "Noto Sans";
  font-weight: 500;
  font-size: 24px;
  line-height: 32px;
  text-align: center;
  color: #ffffff;
  margin-top: 20px;
}
@media (max-width: 425px) {
  .main-banner h3 {
    font-size: 18px;
    line-height: 22px;
  }
}
.main-banner h1 {
  font-family: "MMC Display Condensed", sans-serif;
  font-size: 112px;
  font-weight: 700;
  line-height: 114px;
  z-index: 3;
  text-transform: uppercase;
  color: #ffffff;
  text-align: center;
  width: 100%;
  max-width: 1180px;
  margin: 0 auto 12px;
}
@media (max-width: 1200px) {
  .main-banner h1 {
    max-width: 80%;
  }
}
@media (max-width: 1024px) {
  .main-banner h1 {
    font-size: 72px;
    line-height: 74px;
  }
}
@media (max-width: 768px) {
  .main-banner h1 {
    font-size: 72px;
    line-height: 74px;
  }
}
@media (max-width: 577px) {
  .main-banner h1 {
    font-size: 72px;
    margin-top: 0rem;
    line-height: 72px;
    letter-spacing: -0.42px;
  }
}
/* .main-banner h2 {
  line-height: 28px;
} */
@media (max-width: 425px) {
  .main-banner {
    max-height: 100vh;
  }
  .main-banner h2 {
    font-size: 18px;
  }
}

.scroll-nav {
  position: absolute;
  left: 50%;
  transform: translate(-50%, 0%);
  z-index: 96;
}

.video-banner-btn {
  z-index: 95;
  height: auto;
  position: absolute;
  display: flex;
  justify-content: flex-end;
  align-items: center;
  top: 90vh;
  bottom: 0;
  padding: 0 50px;
}
@media (min-width: 1900px) {
  .video-banner-btn {
    padding: 0px 200px;
  }
}
@media (max-width: 768px) {
  .video-banner-btn {
    padding: 0 20px;
  }
}

#banner-video-play-btn {
  display: none;
  border-radius: 50% 50%;
  background-color: #000;
  color: #fff;
  width: 50px;
  height: 50px;
  margin: 0;
  padding: 0;
  justify-content: center;
  align-items: center;
  text-align: center;
  cursor: pointer !important;
}
#banner-video-play-btn .play-icon {
  fill: #ffffff;
}
#banner-video-play-btn:hover {
  color: #000;
  background-color: #fff;
}
#banner-video-play-btn:hover .play-icon {
  fill: #000;
}

#banner-video-pause-btn {
  display: flex;
  background-color: #000;
  color: #fff;
  border-radius: 50% 50%;
  width: 50px;
  height: 50px;
  margin: 0;
  padding: 0;
  justify-content: center;
  align-items: center;
  text-align: center;
  cursor: pointer !important;
}
#banner-video-pause-btn .pause-icon {
  fill: #ffffff;
}
#banner-video-pause-btn:hover {
  color: #000;
  background-color: #fff;
}
#banner-video-pause-btn:hover .pause-icon {
  fill: #000;
}

a:focus {
  outline: 0;
}

header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  height: 60px;
  z-index: 99;
  background: transparent;
  display: flex !important;
  align-items: center;
  padding: 0px 50px;
  padding-top: 38px;
  transition: all 300ms ease;
}
@media (max-width: 768px) {
  header {
    height: 51px;
    padding: 0px 20px;
  }
}

@media (min-width: 1900px) {
  header {
    padding: 0px 200px;
  }
}
header.fixed {
  padding-top: 0px;
  background: #000;
}

header .logo {
  display: flex;
  align-items: center;
}

header .logo a {
  display: flex;
  align-items: center;
}

header .logo .ow-logo {
  width: auto;
  height: 25px;
}

@media (max-width: 576px) {
  header .logo .ow-logo {
    width: auto;
    height: 20px;
  }
}
#introduction {
  margin: auto;
  padding-top: 100px;
  padding-bottom: 100px;
  width: 100%;
  display: flex;
  flex-direction: column;
  align-items: center;
  position: relative;
  background-color: white;
}
#introduction .content {
  width: 100%;
}
@media (max-width: 768px) {
  #introduction .content {
    width: 100%;
  }
}
@media (max-width: 768px) {
  #introduction {
    padding-top: 10px;
    padding-bottom: 20px;
  }
  #introduction h2 {
    margin-bottom: 30px !important;
  }
}
#introduction h2 {
  font-family: "Noto Sans", sans-serif;
  font-weight: 700;
  font-size: 48px;
  line-height: 54px;
  margin-top: unset;
  margin-bottom: 40px;
}
@media screen and (max-width: 768px) {
  #introduction h2 {
    font-size: 32px;
    line-height: 40px;
  }
}
#introduction p {
  font-family: "Noto Sans";
  font-weight: 400;
  font-size: 18px;
  line-height: 30px;
  letter-spacing: -0.18px;
}
#introduction br {
  content: "";
  display: block;
  margin: 2rem 0;
}
#introduction .d-flex {
  display: flex;
  flex-direction: column;
}

.section-container {
  margin: auto;
  padding-top: 80px;
  padding-bottom: 80px;
  width: 100%;
  display: flex;
  flex-direction: column;
  align-items: center;
  position: relative;
  background-color: white;
}
.section-container .content {
  width: 100%;
  max-width: 1180px;
  display: flex;
  gap: 20px;
  justify-content: space-between;
}

@media (max-width: 1200px) {
  .section-container .content {
    max-width: 100%;
  }
}

@media (max-width: 1100px) {
  .section-container .content {
    flex-direction: column;
  }
}

.section-container h2 {
  font-family: "MMC Display Condensed", sans-serif;
  font-weight: 700;
  font-size: 48px;
  line-height: 54px;
  margin-bottom: 24px;
  margin-top: unset;
  /* text-transform: uppercase; */
}
@media screen and (max-width: 768px) {
  .section-container h2 {
    font-size: 32px;
    line-height: 40px;
  }
}
.section-container h3 {
  font-size: 30px;
  line-height: 36px;
  letter-spacing: -0.18px;
  margin-top: unset;
  margin-bottom: 20px;
  font-family: "Noto Sans"; /*Moy addition*/
  font-weight: 400; /*Moy addition*/
}
@media screen and (max-width: 768px) {
  .section-container h3 {
    font-size: 24px;
    line-height: 32px;
  }
}
.section-container h4 {
  font-family: "MMC Display Condensed", sans-serif;
  font-weight: 400;
  font-size: 26px;
  line-height: 26px;
  text-transform: uppercase;
  margin-bottom: 24px;
  margin-top: unset;
}
.section-container h5 {
  font-weight: 400;
  font-size: 18px;
  line-height: 22px;
  letter-spacing: -0.16px;
}
.section-container p {
  font-family: "Noto Sans";
  font-weight: 400;
  font-size: 18px;
  line-height: 30px;
  letter-spacing: -0.18px;
}

.text-bold {
  font-weight: 700;
}

.pt-16 {
  padding-top: 16px;
}

.pt-20 {
  padding-top: 20px;
}

.pt-60 {
  padding-top: 60px !important;
}

.pt-100 {
  padding-top: 100px !important;
}

.pb-10 {
  padding-bottom: 10px;
}

.pb-12 {
  padding-bottom: 12px;
}

.pb-26 {
  padding-bottom: 26px;
}

.pb-40 {
  padding-bottom: 40px;
}

.pb-60 {
  padding-bottom: 60px !important;
}

.pb-100 {
  padding-bottom: 100px !important;
}

.mb-15 {
  margin-bottom: 15px !important;
}

.mb-20 {
  margin-bottom: 20px !important;
}

.mb-40 {
  margin-bottom: 40px !important;
}

.mb-60 {
  margin-bottom: 60px;
}

.mt-0 {
  margin-top: 0 !important;
}

.mb-0 {
  margin-bottom: 0 !important;
}

.mt-40 {
  margin-top: 40px;
}

.mt-60 {
  margin-top: 60px;
}

.pt-0 {
  padding-top: 0 !important;
}

.pb-0 {
  padding-bottom: 0 !important;
}

.main {
  width: 100%;
}

.sticky {
  height: 720px;
  -o-object-fit: cover;
     object-fit: cover;
  z-index: -7;
  background-position: center;
}
@media only screen and (min-width: 768px) and (max-width: 1366px) and (orientation: landscape) {
  .sticky {
    height: 500px;
    position: -webkit-sticky;
    position: sticky;
    top: 0;
    background-position: center !important;
  }
}
@media only screen and (min-width: 768px) and (max-width: 1366px) and (orientation: portrait) {
  .sticky {
    height: 500px;
    position: -webkit-sticky;
    position: sticky;
    top: 0;
    background-position: center !important;
  }
}
@media screen and (max-width: 576px) {
  .sticky {
    height: 600px;
    position: -webkit-sticky;
    position: sticky;
    top: 0;
    background-position: center;
  }
}

.wrapper {
  display: flex;
  width: 100%;
  justify-content: center;
}

@media (max-width: 1024px) {
  .main {
    padding-top: 30px !important;
  }
}

@media screen and (max-width: 1366px) {

  .section-container {
    width: 100%;
    padding: 40px 50px;
    position: relative;
  }

  .wrapper {
    flex-direction: column;
    padding-top: 0;
  }
  .main {
    width: 100%;
    margin-left: 0;
  }

@media (max-width: 768px) {
    .section-container {
      padding: 40px 20px;
    }
  }
}

.signage {
  width: 340px;
  height: 70px;
  background-image: url('/content/dam/oliver-wyman/v2/publications/2025/jan/sofs-2025/Signature_Anders_Nemeth.jpg');
  background-color: #dcdcdc;
  background-size: cover;
  background-position: center;
}

.divider {
  border: 1px solid #BCBCBC;
  margin: 60px auto;
  width: 100%;
  max-width: 1180px;
}

  /*CARDS CODE*/


body .main .section-container .desktop {
    display: block;
}

/* @media (max-width: 912px) {
  body .main .section-container .desktop {
      display: none;
  }
} */
  
.section-container .desktop .wn-container {
  display: flex;
  flex-direction: row;
  justify-content: center;
  padding-bottom: 100px;
  background-color: #ffffff;
}

.wn-container .whats-next-wrapper {
    max-width: 1180px;
    width: 100%;
    display: flex;
    flex-direction: column;
    gap: 50px;
    margin: auto;
}

.wn-container .whats-next-wrapper .whats-next-grid-private-desktop {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    flex-wrap: wrap;
    gap: 20px;
}

@media (max-width: 1580px) {
  .wn-container .whats-next-wrapper .whats-next-grid-private-desktop{
      grid-template-columns: repeat(3, 1fr);
  }
}  

@media (max-width: 1180px) {
  .wn-container .whats-next-wrapper .whats-next-grid-private-desktop{
      grid-template-columns: repeat(2, 1fr);
  }
} 

@media (max-width: 580px) {
  .wn-container .whats-next-wrapper .whats-next-grid-private-desktop{
      grid-template-columns: repeat(1, 1fr);
  }
} 

.wn-container .whats-next-wrapper .whats-next-grid-private-desktop .grid-item {
    position: relative;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    gap: 10px;
    padding: 20px;
    height: 350px;
    border: 1px solid #EF4E45;
}

@media (max-width: 580px) {
  .wn-container .whats-next-wrapper .whats-next-grid-private-desktop .grid-item {
    height: 240px;
  }
} 

.wn-container .whats-next-wrapper .whats-next-grid-private-desktop .grid-item .step-num {
    color: #EF4E45;
    font-family: "MMC Display Condensed";
    font-size: 15px;
    font-style: normal;
    font-weight: 400;
    line-height: 17px;
    text-transform: uppercase;
}

.wn-container .whats-next-wrapper .whats-next-grid-private-desktop .grid-item .step-title {
    color: #000000;
    font-family: "MMC Display Condensed";
    font-size: 22px;
    font-style: normal;
    font-weight: 700;
    line-height: normal;
    margin-bottom: 40px;
    height: 50px;
}

.wn-container .whats-next-wrapper .whats-next-grid-private-desktop .grid-item .step-desc {
    color: #000000;
    font-family: "Noto Sans";
    font-size: 14px;
    font-style: normal;
    font-weight: 400;
    line-height: 28px;
    margin-bottom: 35px;
    height: 180px;
}

.view-levers-btn {
    color: #EF4E45;
    text-align: right;
    font-family: "Noto Sans";
    font-size: 16px;
    font-style: normal;
    font-weight: 400;
    line-height: normal;
    text-decoration: none;
    cursor: pointer;
}

.view-levers-btn .step-hover {
    opacity: 0;
    position: absolute;
    padding: 20px;
    top: 0;
    left: 0;
    height: 350px;
    background: #EF4E45;
    text-align: left;
}

@media (max-width: 580px) {
  .view-levers-btn .step-hover  {
    height: 240px;
  }
} 

.view-levers-btn:hover .step-hover {
    opacity: 1;
    transition: 0.6s opacity linear;
}  

.view-levers-btn .step-hover .ttl {
    color: #000;
    font-family: "MMC Display Condensed";
    font-size: 16px;
    font-style: normal;
    font-weight: 700;
    line-height: normal;
}

.step-hover ol {
    padding: 0;
    padding-left: 20px;
}

.step-hover ol li {
        color: #060606;
        font-family: "Noto Sans";
        font-size: 14px;
        font-style: normal;
        font-weight: 400;
        line-height: 26px;
        margin-bottom: 20px;
}

.step-hover p {
    color: #060606;
    font-family: "Noto Sans";
    font-size: 14px;
    font-style: normal;
    font-weight: 400;
    line-height: 26px;
    margin-bottom: 20px;
}

/*BREADCRUMBS*/

.container {
    display: block;
    margin: 0 auto;
    padding: 0 1rem;
    padding: 0 0px !important;
}

@media screen and (min-width: 768px) {
    .container {
        max-width: 768px;
    }
}

@media screen and (min-width: 960px) {
    .container {
        max-width: 1180px !important;
    }
}

.container {
    padding: 0;
}

.grid {
    display: block;
    padding: 0;
    margin: 0 -10px;
    text-align: left;
    letter-spacing: -0.31em;
    text-rendering: optimizespeed;
}

.three--columns {
    padding-right: 0px !important;
}

@media screen and (min-width: 768px) {
    .three--columns {
        width: 24.9%;
    }
}

@media screen and (min-width: 960px) {
    .three--columns {
        width: 24.9% !important;
    }
}

.content-foreword {
  max-width: 780px;
}


  /*New cards*/
  
  .grid-container {
    display: grid;
    gap: 20px;
    grid-template-columns: repeat(3, 1fr);
  }
  
  .card {
    text-decoration: none;
    color: black;
    display: flex;
    flex-direction: column;
    border: 1px solid #ccc;
    overflow: hidden;
    background-color: #fff;
  }
  
  .card-image {
    background-color: #dcdcdc;
    height: 180px;
    background-size: cover;
    background-position: center;
  }
  
  .card-text {
    font-family: "MMC Display Condensed", sans-serif;
    font-size: 22px;
    line-height: 24px;
    font-weight: 700;
  }
  
  /* .card:hover {
    box-shadow: 0 4px 8px rgba(0, 0, 0, 0.2);
  } */
  
  @media (max-width: 768px) {
    .grid-container {
      grid-template-columns: repeat(2, 1fr);
    }
  }
  
  @media (max-width: 480px) {
    .grid-container {
      grid-template-columns: 1fr;
    }
  }

.card-content {
  display: flex;
  gap: 20px;
  align-items: center;
  justify-content: space-between;
  padding: 20px;
}

.ar-wh-br::after {
  font-size: 20px !important;
  color: #000000 !important;
  content: "\f101" !important;
  font-family: FontAwesome !important;
}

a:hover {
  color: #2c6ef2 !important;
}

a:hover .ar-wh-br::after {
  color: #2c6ef2 !important;
}