US Mortgage Finance: What Should the Future Look Like?

The financial crisis exposed fundamental deficiencies in the US mortgage finance system.  This report, US Mortgage Finance: What Should the Future Look Like? explores the set of options faced by policy makers for driving the evolution of the single-family home finance landscape.  The article outlines the importance of clearly defined objectives in this redesign and emphasizes that a central element of any redesign will be a re-conception of the role of the government-sponsored enterprises (GSEs).  The report also examines the options for the future and makes recommendations for the design of a new US mortgage finance system.

Lead Authors:
James Wiener, Partner and Head of the Americas Public Policy Practice
Michael Zeltkevic, Partner and Head of the Americas Retail and Business Banking Practice

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