The Regulation of Traditional and Alternative Electronic Payments
The US payments industry has undergone a number of significant changes in recent years. No component of the ecosystem has stood still – new competitors, new technologies, significant growth, shifting customer behaviors, and changing economics have all contributed to today’s dynamic landscape. Practically every week brings announcements of new product offerings, alliances between established and startup companies, or new projections for the growth of emerging technologies.
Yet one aspect of the payments ecosystem – the regulatory landscape – has remained relatively static.
Regulation is one of the principal drivers of change in the payments industry. In recognition of its importance, we recently conducted an extensive review of the regulatory treatment of traditional and alternative payments. In our report, The Regulation of Traditional and Alternative Electronic Payments, we provide a thorough and necessary examination of the gaps, differences, and ambiguities in the regulation of electronic payments.
Tony Hayes, Partner in the Americas Retail & Business Banking Practice
Ross Frisbie, Chief of Staff in the Americas Retail & Business Banking Practice
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