The Future of Life Insurance in India

The Indian life insurance industry has played a significant role in the development of the country's financial services sector. However, recent regulatory changes have pushed the industry into a state of flux that will inevitably cause disruption to the industry's development.

In the Oliver Wyman report titled Charting a New Course: The Future of Life Insurance in India, we identify the key trends that will dominate the industry's evolution in the near to mid-term. Not only does the current flux offer an opportunity for new incumbents to reassess their strategy and re-align their business models to best take advantage of industry changes, it also offers new entry opportunity for next generation business models from domestic or international players.

By identifying and analyzing the six key trends, we then examine management actions and strategies players can adopt to successfully capitalize on the opportunity provided by this phase of uncertainty. The management agenda described in this report offers insight to life insurers seeking to capture the tremendous opportunities in one of the world's most exciting, challenging and especially rewarding life markets.

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Authors
Atul Khosla, Head of Oliver Wyman India
Bernhard Kotanko, Head of EMEA Insurance

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